What is An Adjustable-rate Mortgage (ARM)?
Rates.
Locations.
Contact Us.
Search.
Espanol.
English.
New User.
Forgot Password?
Forgot Username?
Resume Application.
Get the app
google.com
Scheduled Maintenance Notice
Our website will undergo scheduled upkeep from Tuesday, August 19 at 11:00 PM to Wednesday, August 20 at 3:00 AM PT. During this window, you may experience short interruptions in site availability-lasting no more than 30 minutes.
We value your understanding and perseverance. Please keep in mind that our mobile app will remain completely available throughout the upkeep period.
Rates.
Locations.
Contact Us.
Español.
Search.
Main navigation
- Overview.
- Commercial Loans.
- Small Company Loans.
- Business Checking.
- Business Savings.
- Business Resources.
- Business Services.
- How2 Resource Center.
-.
Better Banking for Your Business
Find a banking partner that will work as hard as you do.
- Overview. - Buy A Home.
- Refinance.
- Home Equity.
- Path to Ownership Mortgage Loan.
- Foreclosure Prevention.
- View Pending Application.
-
-. Low Deposit? We Got You!
You're closer to own a home than you may believe. Apply with little to no cash down with our innovative mortgage programs.
- Overview. - Member Stories.
- Honors & Designations.
- Blog.
-
-. Together We Can Make a Difference.
In the type of volunteer hours, sponsorships, and workshops we continue to put in the work for a brighter tomorrow.
- Overview. - Why Seattle Cooperative Credit Union.
- Eligibility.
- Member Benefits.
- Leadership.
- Financial Education.
- Events.
-
-. Share the Benefits of Being a Member.
Membership is sweet. Refer a pal to Seattle Credit Union, and you both get $100 *.
New User.
Forgot Password?
Forgot Username?
Resume Application.
Main navigation
- Personal - Overview. - Checking. - Savings. - Credit Cards. - Loans. - Mortgage. - Youth Banking. - Investment Services. - Banking For All. - Pay Your Loan. - Services. - See Our Rates
- Overview. - Commercial Loans. - Small Company Loans. - Business Checking. - Business Savings. - Business Resources. - Business Services. - How2 Resource Center. -
- Overview. - Buy A Home. - Refinance. - Home Equity. - Path to Ownership Mortgage Loan. - Foreclosure Prevention. - View Pending Application. -. -
- Overview. - Member Stories. - Honors & Designations. - Blog. -. -
- Overview. - Why Seattle Credit Union. - Eligibility. - Member Benefits. - Leadership. - Financial Education. - Events. -. -
Rates.
Locations.
Contact Us.
Search.
Espanol.
English.
What is an adjustable-rate mortgage (ARM)?
An ARM is a mortgage loan that has a rate of interest that can change occasionally throughout the life of the loan. Most ARMs undergo change just as soon as each year. Some can have a fixed rates of interest for a defined number of years at the beginning of the loan and after that change each year after that. For instance a 3/1 ARM has a set rate for the very first 3 years of the loan and after that can alter as soon as a year after that.
Your loan documents will specify how often your rate can change as well as the minimum and maximum quantity it can alter each duration and just how much it can change over the life of the loan.
When the rate on an ARM changes, the payment will alter. That's why your Seattle Credit Union mortgage expert will make certain that you can manage your loan at the preliminary rate along with at the optimum rate. The last thing you want is to have your payment boost beyond what you can pay for to pay. Seattle Credit Union is committed to ensuring that our members don't discover themselves in this situation.
Learn More About Mortgages
Warning: You Are Leaving This Site.
You are about to follow a link to [Link] To proceed, click 'continue' below. To stay on this site, click 'cancel' listed below.
Cancel Continue
Electronic banking
Check in to electronic banking
New User.
Forgot Password?
Forgot Username?
Resume Application.
Company
Footer Company
- Rates. - Events. - Careers. - Holidays. - Blog. - Join Now
Help
Footer Help
- Search. - Forms. - Calculators. - Disclosures. - Accessibility. - SCU HOW2. - Make a payment
Center
800.334.2489
Mon - Fri: 8am - 6pm
Sat: 10am - 2pm
Sun: Closed
Social
-. -. -. -
google.com
Please note, the translation toggle provided on the site to equate from English to Spanish might be an actual translation and, in some cases, might not represent the method content is usually written. Direct translation is not constantly possible; for that reason, Seattle Cooperative credit union is not responsible for the precision, dependability or timeliness of translated info. The details offered in Spanish is for informative functions only. Some declarations and files or components might not be translated. Anyone depending on translation services does so at their own risk. The English variation of this website will be managing in all aspects and will dominate in any disparities in the Spanish translation, if any.
Security & Privacy.
Site Map.
© 2025 SEATTLE COOPERATIVE CREDIT UNION. ALL RIGHTS RESERVED.